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        Life insurance can help protect the ones you love, as well as provide living benefits such as cash value that can help with supplemental retirement income, health care expenses or college expenses.

        Cash value life insurance offers benefits such as: 

        • Life insurance protection. First and foremost, life insurance provides death benefit protection. This protection may help your loved ones cover various expenses and continue living the life you dreamed for them. 
        • Cash value. The cash value accumulations inside these policies grow tax deferred. In addition, if managed properly, distributions from the policy will be income tax free as well. 
        • Flexibility. Your life insurance needs may change over your lifetime. While choosing one strategy may seem to be the best course of action at a certain age, it might not be at a different point in your life. A cash value life insurance policy may provide you the flexibility you need to adjust for your changing needs. 
        • Optional critical illness or long term care benefits. Cash value life insurance policies may offer the ability to add on riders for an additional cost to help cover expenses related to critical illness or long term care. 

        Re-imagine what cash value life insurance can do for you and your family.

        Insure Your Love is a national awareness campaign brought to you by Life Happens. Life Happens is a nonprofit organization dedicated to helping Americans take personal financial responsibility through the ownership of life insurance and related products, including disability and long-term care insurance. Visit Life Happens for educational information on life insurance, disability and long-term care insurance.